સિબિલ સ્કોર સારો ન હોય ત્યારે સુધારવા શું કરવું ?

  Here are some common misconceptions that people may have:   Checking your own credit report hurts your credit score: This is a myth. When you check your own credit report or score, it's considered a "soft inquiry" and doesn't impact your credit score negatively. However, when lenders or creditors check your credit report as part of a credit application process (known as a "hard inquiry"), it can have a small, temporary impact on your score.   Purchasing your credit score will improve it: Purchasing your credit score won't directly improve it. Your credit score is based on various factors such as your payment history, credit utilization, length of credit history, types of credit accounts, and new credit inquiries. Simply buying your credit score won't change these factors.   Closing credit accounts will improve your credit score: Closing credit accounts can actually have a negative impact on your credit score, particularly if you clos